Category Archives: Work and Business

Resolutions, Schmesolutions! Part 2

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Filed under Everything Else, Food, Money, Photography, Work and Business

That New Year came and went a bit quick: I didn’t even get ’round to producing my Resolutions Schmesolutions Part 2 post – shame on me! Although, here it is, slightly delayed… better late than never hey?

So, I may be what a lot of people call pedantic and slightly obsessive compulsive. No matter how much truth lies in this it is definitely true that I like to organise things, for better or for worse - and usually the latter, which annoys me! This blog acts as a great place to organise thoughts and construct plans. That’s why, this New Year I am going to use this blog as a regular place to organise and discuss my various plans.

So what are my ‘non-resolutions’ for 2007 then? They can easily be categorised into four broad categories: Food/Health, Work, Hobbies/Travel and Money.

Food/Health: I need to start a proper diet. Not diet in the 21st Century meaning of the word but in the actual dictionary definition of the word: a diet as an eating regimen. One that is healthier than my current one and that is more enjoyable. I’m talking more eastern fresh food and less western modified products; fish; prepared lunches; a lot less junk food and more experimental, colourful and flavourful cooking.
‘Menus’ would be a good idea too as with forward planning I can buy nicer, fresher, cheaper food from local markets rather than plastic-laden, reformed goods from supermarkets.
Playing sport regularly would be good too as my once weekly Squash sessions are turning into once monthly.

Work: A third of my life is spent at work: 8 hours a day, sat in the office, writing code and not progressing - just earning. Investing in myself is key to progressing whilst also earning. Building my work-life reputation and increasing my future worth will in turn further my prospects and undoubtedly make this third of my life more interesting and, dare I say it, fun! Courses, certifications and training will all help me to obtain this, as will offering myself up for opportunities that arise in work and at home. Also, enthusiastically working on projects outside of my day-to-day employment can’t fail but help.
As well as working, a further third on my life is spent sleeping. This leaves, after preparing for and commuting to work and preparing and eating meals, around 6 hours. I plan on rising earlier in the mornings and getting into work at a more respectable time, allowing myself to get home from work much earlier and hence reducing my travel time considerably (no rush-hour to contend with) leaving myself with more time at home during more sociable hours.

Hobbies/Travel: I want to learn to take much better photographs than I currently do, make good progress on my personal projects and travel more: all whilst still being able to sit down, watch a film and have a drink.
A big one though is that I want to make the Internet profitable for myself. How? I’m not quite sure yet, but I do know that I do not want to do it with auction websites and in an ideal world I would like to think that it could open up some doors for myself and possibly lead to another income stream.
Writing for an average of 30 minutes a day would also be nice but is ambitious. It’s not something I’m going to do straight away and give-up on within a few weeks, but rather something I want to work towards. Undoubtedly blog based, I hope this will be a method for me to improve my style and content here.

Money: The ‘big gun’ of my New Years plan and something that I won’t discuss here right now to avert a fully blown (and boring) essay.

I’ve given myself a fair bit to do here and the hardest part is going to be how to start and how to continue. I’ve come up with a simple, two step process for hopefully completing all my objectives or, at least, realising that it was futile: progressive goals and ‘freeware’ testing.

Progressive: These goals are the ones that I neither plan on or hope to achieve immediately and hope to achieve in the long run by working towards a goal slowly. These include writing; photography; project work; exercise; and my work plans.

Tests: You can download ‘freeware’ programs from the Internet to use for a 30 day trial period. When these 30 days have passed and if the program is something you cannot use or can do without you delete it and do not use it again. However, if you realise after this period that it makes your life easier, better, or is something that you cannot now live without you purchase the program and make it part of your life. This is what I plan on doing with a few of my objectives: testing them for a month and seeing if it was worth it or whether the goal was futile.
If after this month trial something has made my life better or I want to continue it, it will be a lot easier to continue as I would have already been doing it for a month. If I want to quit: I will.
The foundation of this test is: if something is difficult I can continue doing it with ease for a month (”I don’t like getting up every day at 7am but I’ll continue for a month and then give up.””) but when that month passes I may be used to it and it’ll be easier to continue (”I hated getting up before but now I’m used to it.”). Whereas if something was not enjoyable or not as expected I’ll simply quit (”I ate fish at least twice a week but didn’t enjoy it so now I’ll stop.”). This will be a better method for my diet, early rising and some of my money plans.

How are you planning on sticking to your resolutions or plans?

Resolutions, schmesolutions!

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Filed under Food, Money, Work and Business

A few years back I made some New Year’s resolutions; one of which was to keep a regular diary. If the eclectic posting dates on this blog are anything to go by, you can guess that this was about as successful as a lead balloon. I’ve never considered New Year’s resolutions since. That’s why this year I’ve decided to throw resolutions out completely in an attempt to actually stick to one or two “goals”!

The last 6 months or so have been psychologically and financially significant for me; I’ve started, for the first time in my life, to mange my finances properly, set targets in my work and home life, eat more sensibly and healthier whilst being more socially aware. These things weren’t accidental: I worked towards them gradually, and I’m still a long way off perfecting them.

Whilst this gives me clarity and a target I want to achieve in the relatively near future, it’s also very confusing: I now know what I want but I don’t necessarily know how I’m going to achieve it or how long it will take.

  • I’m managing my finances; but why? It’s not just to ensure that I’m not an identity theft victim (1 in 10 in the UK are!) or to ensure I’m not spending too much money on unnecessary alcohol, snacks and food: I want to increase my wealth by spending more economically. How can I measure my success at this, and how can I even start?
  • I’ve set targets at work so that I can become more successful at what I do. What exactly is being successful at what I do? What exactly is desirable - what will make me more employable?
  • At home I want to practice and get better at my hobbies. I want to learn to take much better photographs than I currently do. I want to make good progress on my projects whilst still being able to sit down, watch a film and have a drink.

How can I train, holiday and eat better food whilst not spending so much money? How can all the above tie-in with me being more environmental and socially conscious?

There’s a way… but I’m currently trying to find it. I’ll let you know what I find before the New Year.

How to Not Work For a Living

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Filed under Money, Work and Business

Recently I’ve been reading Steve Pavlina’s very interesting Personal Development blog. Now I don’t agree with everything Steve says and have also sometimes thought he may be a bit of a quack, but what I do know is that Steve knows how to write convincing articles. One such article is ‘Ten Reasons You Should Never Get a Job‘ which I would really like to rename ‘One Really Good Reason You Should Never Get a Job’.

And what is that reason? You are trading your time for money and only getting paid whilst you work – this is impractical and inefficient. To me that sounded odd at first as surely that’s what earning a living is all about, right? Well, now I realise that I was wrong and it’s obvious really – I just needed it to be pointed out to me. Why should I only earn an income while I’m working, especially as I have, or can easily gain, the expertise and knowledge to earn it constantly? Getting paid whilst eating, sleeping and enjoying myself is quite the attractive prospect.

To do this one must build a system that can generate a passive income (of sorts) 24/7 – possibilities can include starting a business, building a web site (Steve earns £20,000 from his blog per month!), becoming an investor and generating royalty income from creative work.

To paraphrase Steve, this system must deliver an ongoing value to people and have a way to generate income from it so that once it’s in motion it runs continuously whether you tend to it or not. Essentially the system model must involve a fixed-time investment that people can extract value from continuously so that the bulk of your time can be invested in increasing income (by refining the system or spawning new ones) instead of merely maintaining it.

I would like to look into some of these possibilities and see how viable one of these systems would be for me. The problem is, my time isn’t very flexible at the moment so to implement and generate an income stream in this way would be quite difficult - learning for the future is always a good idea though. Got any ideas?